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PPO Plans for Self-Employed in NY: Flexible Health Insurance Options

Explore PPO plans for self-employed individuals in NY with NY Health Insurer, including our special PPO program—call (888) 215-4045 for a free quote. Learn more about self-employed health insurance in NY.

Self-employed professional reviewing PPO plan documents in a modern NY home office with a view of the Queensboro Bridge in the background.

PPO plans offer flexibility and access, making them ideal for self-employed individuals in NY:

  • Out-of-Network Coverage: Access care from out-of-network providers without referrals, perfect for freelancers traveling between NY and nearby states.
  • No Specialist Referrals: See specialists directly, like a cardiologist in NYC, without a primary care physician referral.
  • Broader Networks: PPO plans, such as those from UnitedHealthcare, include extensive NY hospital networks, giving you more care options.
  • Lifestyle Fit: Flexible plans adapt to your schedule, ideal for self-employed individuals with unpredictable workloads.

We helped a Rochester freelancer choose a PPO plan and saved $1,200 annually while accessing out-of-state care.


At NY Health Insurer, we offer a special PPO program tailored for self-employed individuals in NY:

  • Exclusive Benefits: Access to enhanced PPO plans with additional perks, like gym reimbursements and telehealth services.
  • Customized Options: Choose from a range of PPO plans that fit your budget and coverage needs, including UnitedHealthcare offerings.
  • Personalized Support: Our team guides you through enrollment and ensures you maximize your plan’s benefits.

A Syracuse consultant we assisted enrolled in our special PPO program, gaining flexibility and saving $1,000 annually on premiums.

Compare PPO and other plans. Compare NY self-employed health plans.

Call (888) 215-4045 to learn more about our special PPO program


Make the most of your PPO plan with these tips:

  • Assess Your Travel Needs: If you travel often, prioritize plans with strong out-of-network coverage, like UnitedHealthcare’s PPO plans.
  • Apply for Subsidies: Use NY State of Health subsidies to lower PPO premiums if your income qualifies.
  • Maximize Tax Deductions: Deduct PPO premiums on your federal tax return to reduce your tax liability.

A Brooklyn freelancer we helped saved $800 by combining subsidies and tax deductions with her PPO plan.

Learn about subsidies. Explore subsidies for self-employed in NY.

Learn about tax deductions. Explore tax deductions for self-employed in NY.


John, 40, enrolled in our special PPO program. “The out-of-state coverage was a game-changer,” he says, saving $1,200/year on premiums.

Sarah, 38, chose a UnitedHealthcare PPO plan through NY Health Insurer. “I see specialists without referrals,” she shares, saving $1,000 annually.


What makes PPO plans different for self-employed in NY?

PPO plans offer out-of-network coverage and no specialist referrals, providing flexibility for freelancers who travel or need specialized care.

Can I apply subsidies to a PPO plan in NY?

Yes, if your income qualifies, you can apply NY State of Health subsidies to lower the cost of PPO plans.

What’s included in NY Health Insurer’s special PPO program?

Our program offers enhanced PPO plans with perks like gym reimbursements, telehealth, and personalized enrollment support.


For personalized assistance, call (888) 215-4045 or visit nyhealthinsurer.com.

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"Vista Health Solutions" www.nyhealthinsurer.com Tel (888)215-4045 Email [email protected]