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Broker Plans 3

Vista Health Solutions is dedicated to meeting the needs of the Brokerage community by offering competitvely priced health insurance plans from NYs largest insurance carriers along with some of the highest commissions in the industry. Unlike most plans that require the applicant to be Self Employed working a minimum of thirty hours per week , many of our programs are available to the self employed, employed & unemployed. All plans, rates, underwriting requirements & summaries are listed below. For additional information on our plan offerings or to Become appointed with Vista Health Solutions, contact our brokerage department at (845) 753-2320 x101.
9 to 12 of 17 plans
Company Name
HIP
HIP
HIP
HIP
HIP HMO Low with Rx
HIP HMO High with Rx
HIP POS
HIP POS with Rx
Monthly Rates
Individual
$661.00
$717.00
$763.00
$828.00
Emp & Spouse
$1,147.00
$1,201.00
$1,338.00
$1,488.00
Emp/Child
$1,147.00
$1,201.00
$1,338.00
$1,488.00
Emp/Child(ren)
$1,668.00
$1,926.00
$2,121.00
$2,346.00
Family
$1,668.00
$1,926.00
$2,121.00
$2,346.00
In Network Benefits
Office Co-pay
$30 Copay
$20 Copay
$20 Copay
$20 Copay
Specialist Co-pay
$50 Copay
$25 Copay
$40 Copay
$30 Copay
Hospital Co-pay
$750 Copay
$500 Copay
$500 Copay
$500 Copay
Emergency Room
$100 Copay
$100 Copay
$100 Copay
$100 Copay
Referrals Needed
Yes
Yes
Yes
Yes

Rx: Generic/Brand/High Brand

________
$10/$35/$70; $50 Ded (waived for Generic) $2,500 Max
$10/$35/$70; $50 Ded. (waived for generic)

Not Available

________
$10/$35/$70; $50 Ded. (waived for Generic) $5,000 Max.
In-Network Deductible
Does Not apply
Does Not apply
Does Not apply
Does Not apply
Max Out of Pocket
Does Not apply
Does Not apply
Does Not apply
Does Not apply
Out of Network Benefits
Deductible
Does Not apply
Does Not apply
$2,500/$5,000
$2,500/$5,000
Co-Insurance
Does Not apply
Does Not apply
50%
50%
Out of Pocket Max
Does Not apply
Does Not apply
$9,500/$19,000
$9,500/$19,000
Other Benefits
Vision/Dental
Included
Included
Included
Included
Renewal Date
2/1/2013
2/1/2013
2/1/2013
2/1/2013
Membership Requirements
Associate Union Membership
Associate Union Membership
Associate Union Membership
Associate Union Membership
Employment Status
Self-Employed and Employed
Self-Employed and Employed
Self-Employed and Employed
Self-Employed and Employed
Application Cut off Date
15th Day of the Month
15th Day of the Month
15th Day of the Month
15th Day of the Month
Broker Earnings
4%
4%
4%
4%

Available in the following Counties

________
________
Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester
Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester
Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester
Bronx, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk, Westchester
Call us (845) 753-2320 x101 9 to 12 of 17 plans
"Vista Health Solutions" www.nyhealthinsurer.com Tel (888)215-4045 Email [email protected]