Navigating New York health insurance costs can be challenging, especially when faced with premium rate increases. Fortunately, the New York Department of Financial Services (DFS) provides a transparent process that ensures fairness and accountability. Here’s a guide to understanding how rate increase applications work and how you, as a consumer, can get involved.   The […]

Health insurance is essential for securing your health and financial stability. In New York, there are numerous programs, resources, and considerations designed to help residents access affordable coverage. This guide explores key topics such as financial assistance, state-sponsored programs, and other crucial aspects of the New York health insurance landscape.   1. Understanding Your Health […]

Health insurance assistance programs in NY are designed to help individuals and families access affordable health coverage and navigate the complexities of the health insurance system. These programs offer a variety of services and support, including:   Subsidized Health Plans: Programs that provide financial assistance to reduce the cost of health insurance premiums, deductibles, and […]

If you’re a New York resident that can’t afford health insurance and don’t qualify for Medicaid, you’re not alone. Many people find themselves in this situation, but there are still options available to help you get the coverage you need. Here are some solutions:   1. Affordable Care Act (ACA) Marketplace The ACA Marketplace offers […]

In this week’s news, more Medicaid cuts have surfaced. It has come to a point that even hospital stays are being limited to as few as 10 days per year. States are even becoming more creative in curbing Medicaid costs. The federal law allows states to make cuts on some health care services that are […]

High blood sugar can lead to serious medical complications for those who suffer from diabetes. It can cause organ damage, nerve damage, circulation impairment, renal problems, and hypertension. If not managed properly, it can lead to blindness and amputation. Consulting with your doctor or dietitian to create a personalized diet plan, and regularly monitoring your […]

Easy Choice Health Plan of New York is done. The HMO provider announced last week that effective immediately it was discontinuing all sales. The discontinuation includes individual, association plans, as well as small and large group medical plans. For many New Yorkers familiar with Easy Choice and their reputation, perhaps this news does not come […]

New York Health insurance customers may be in for a bit of a sticker shock next year. That’s at least according to new filings from medical insurance companies with the NY State Department of Financial Services, who are seeking approval for various rate increases next year. The Post broke the story last week with much […]

One of the biggest trends shaking up the world of New York State health insurance these days is the rise of private health insurance exchanges. These private exchanges operate very much like the more familiar public individual and small business health insurance exchanges operated by New York State. Private Health Insurance Exchanges have become increasingly […]

New York State’s small businesses are in for a big year in 2015. Next year the Affordable Care Act’s (ACA) employer mandate for small businesses employing 50 or more full-time workers goes into effect. And if you do meet the small business mandate then your business may qualify for the small business health insurance tax […]