Employers started offering health care benefits after the war to attract competitive applicants. However, because of the increasing cost of self employed health insurance, employers started refraining from providing health insurance coverage or they skimp on premium costs by having their employees underinsured. Small business owners in particular were struggling to afford to offer health […]

Diabetes along with obesity is becoming a serious health concern in America. According to the NYS Health Foundation, 1.8 million residents in New York alone have diabetes. This disease is rampant in individuals 45 years old and over but recently younger people develop this condition. It is even afflicting children and adolescents. The medical costs […]

The Health Care Reform has added the new Medicaid health home option. This program is aimed at addressing the medical and insurance needs of people with chronic conditions that require long-term care. The program wants to address the difficulty that low-income individuals with chronic conditions face with the cost and coordination of care. Medicaid Health […]

According to the United States HIV and AIDS statistics summary, more than 1 million Americans are living with Human Immunodeficiency Virus (HIV). HIV is not limited to adults. In 2008, there were 4,043 children reported with HIV. HIV is a virus that attacks the immune system and unlike other viruses, our immune system cannot fight […]

A lot of times, you as consumers are advised to know what you’re purchasing. When it comes to New York health insurance plans, how do you choose one particular plan from the unlimited choices you see online? Articles tell us that we should first know what the plan is about in terms of benefits, cost-sharing, […]

Since the health care reform was signed into law in March 2010, a lot of speculations had come out as to what we could expect will happen to the self employed health insurance system. This adds to the uncertainties that self employed individuals face. But as time passes and some provisions have already been established, […]

Children are one of the people who need regular medical attention from recommended booster shots to regular check-ups. Parents who are struggling with providing their kids with health insurance coverage are also having a dilemma whether to have their kids covered in their policy (which drives up their premium rate) or to apply for a […]

Are you new in New York and at a loss in applying for a New York health insurance coverage? New York offers you a wide selection of individual plans, self-employed health insurance coverage, and state-subsidized health care programs. Each state is governed by its own state laws. The good news is, that New York is […]

Where do you turn to for a New York health insurance coverage if you are a senior? Senior citizens – those aged 65 and older usually get their health insurance from Medicare. Medicare is a federal health insurance program that provides health insurance coverage to citizens at least 65 years old. There is no income […]

The Patient Protection and Affordable Care Act has required medical and insurance providers as well as employers to make a way for consumers to easily understand their health insurance options. The insurance information should be done in a way that any average American can comprehend what each health and insurance plan is about and will […]