If you are a New York state resident and are looking for a New York health insurance option, you might want to consider Excellus Blue Cross Blue Shield. Excellus is a health insurance company operating throughout New York. Their main headquarters is in Rochester, NY but they have a headquarters in each region: Central New […]

It is challenging for self-employed individuals to apply for health insurance coverage because they are on their own. And they have to deal with it along with daily business operations. The changes that the health care reform brings, add to the uncertainty that self-employed individuals face. When the health care reform was new, there was […]

The thought of uncertainty in self-employed health insurance can be a deterrent to those who are planning to be sole proprietors or independent contractors. The number of Americans with health insurance coverage has greatly increased to 50 million (as of 2010) and a big part of these are new self-employed individuals. Being self-employed doesn’t mean […]

A lot has been said about the health care reform. It means different things to different people. Some look at it as the start of catastrophic problems in our health care system but some look forward to it to solve their health and insurance concerns. To self-employed individuals, the health care reform looks promising. It […]

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]

Do you have breast, cervical, colorectal or prostate cancer and you’re looking for inexpensive New York health insurance? There’s help for you. Medicaid offers comprehensive health coverage to individuals who need cancer treatment but are ineligible for Medicaid through the program Medicaid Cancer Treatment Program (MCTP). Applicants will go through screening and diagnosis by the […]

One of the challenges of being a self-employed individual is to acquire your self-employed health insurance. But there is one option self-employed individuals can consider – the Freelancers Union. Their mission is to promote the interests of freelance workers through advocacy, education, and service. Independent workers include freelancers, consultants, temps, part-timers, contingent employees, and self-employed […]

The Affordable Care Act promises expanded health insurance coverage to all Americans by making health care more affordable and by reducing discrimination in health care. But despite this effort, individuals and families with income more than 138% above the federal poverty level will have a hard time affording health and insurance. They’ll find themselves ineligible […]

Much of the healthcare reform provisions have not yet been implemented, but small business owners are already bracing themselves for the changes. They are considering ways to cope with the new law without hurting their business. Up until now, it is still uncertain as to how exactly insurance for self-employed will be affected. But these […]

Obesity has become a serious health concern across America. In fact, obesity comes second to tobacco as the leading preventable cause of death. It is a serious threat because overweight and obesity lead to other serious diseases that will shorten the younger generation’s lifespan such as high cholesterol, heart disease, Type 2 diabetes, High blood […]