Obesity has become a serious health concern across America. In fact, obesity comes second to tobacco as the leading preventable cause of death. It is a serious threat because overweight and obesity lead to other serious diseases that will shorten the younger generation’s lifespan such as high cholesterol, heart disease, Type 2 diabetes, High blood […]

If you have a small business with employees ranging from 2 to 50 and you’re looking for a self-employed medical insurance for you and your employees, you have 4 options to choose from: You can apply for self-employed health insurance coverage through private insurers or you can also apply through government-subsidized private insurance plans for […]

New York health insurance department has a special program designed to help seniors with their prescription drug expenses – Elderly Pharmaceutical Insurance Coverage (EPIC). This is a supplementary coverage that is used to augment their drug coverage. Seniors usually use EPIC with their Medicare Part D plans. Being enrolled in the EPIC program can save […]

The health care reform is a federal law that will affect the healthcare system across America. However, the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance coverage exchange. The good news is that the government allows states to make their own system […]

HIP insurance had its beginnings as a form of group health insurance coverage for those employed in New York City, New York just after the finality of World War II. There was also a branch that was started in Westchester shortly after the success of the insurance plan that was begun with the employed in […]

What does The Patient Protection and Affordable Care Act passage mean to families and children? Part of the answer will depend on the household income before an answer to this question can be rendered. Low-income families will be afforded more subsidized funding than higher-income families and others with an entrepreneurial spirit. About the self-employed health […]

Have you been wondering why it is so important to the government entity that all citizens purchase health insurance coverage? Have you been wondering why the Internal Revenue Service is going to be the designated arm of the government to enforce the Affordable Care Act on us, the people? The Internal Revenue Service is going […]

Individuals who are self-employed or who have ever been self-employed understand well how difficult it can be to purchase low-cost self-employed health insurance coverage. The insurance providers try to be friendly to the group of self-employed, but it is a difficult task to accomplish without a reference point.  Insurance providers are much better suited to […]

Why is it that every time the federal government decides to become involved in a situation it always goes from bad to worse? Will the federal government ever learn how to stay out of those affairs that are of no concern to running a country? When The Patient Protection and Affordable Care Act is in […]

A few changes are coming, as we get more involved with The Patient Protection and Affordable Care Act. Some of the changes will be simple and easy to digest, but others will be more complicated. There will be much to expect and anticipate as we march forward because the uncertainty leaves room for rumors and […]