Health insurance is a major concern with most everyone these days which is partly due to the state of the economy. As a result, many mothers are choosing to be stay-at-home-moms (SAHM). They choose to work at home because they want to spend more time raising their children while still having the opportunity to make […]

As more people leave their jobs working for an employer in Canada and the United States, the need arises for insurance. Self employed health insurance for the Canadian may differ slightly from health insurance for self employed people in the United States, but there are more commonalities than differences. For instance, if you are Canadian […]

The fishing industry in Rhode Island, Massachusetts, Maine, New York and all the coastal fishing states need to have the national health care plan re-established that was in place for more than 180 years. The national health insurance for commercial fishermen coverage was stopped in 1981 when President Ronald Regan was in office. When one […]

Lloyd’s of London, also known simply as Lloyd’s, is the oldest insurance market in the world. Lloyd’s began as a group of businessmen getting together at Lloyd’s Coffee House in 1688. Together they became underwriters in the insurance market. Lloyds of London is not an insurance company; it’s not a company in the sense that […]

Do not make the mistake of opening a new business or going into business for yourself in the state of Florida and think that you can get insured immediately. Even though you may want to take care of everything at once, the window for applying for self-employed health insurance is not open all year round. […]

Paying for your own health care sounds like an impossible task, but it really isn’t. You open up a health savings account (HSA), and instead of paying premiums to a health insurance company you would insure yourself with your own money. The money in your HSA would will grow interest and go untouched until the […]

If you are self-employed in New York, and you have a self employed health insurance plan, you can deduct up to 100 percent of your health insurance premium from your income taxes. You will need to calculate how much of the health insurance premium you can deduct. If you work as a freelancer, or you are […]

During these hard economic times the need for health care is paramount. New Yorkers range from the very rich to the very poor and generally speaking New York state health insurance rates are much higher than other states. With the high cost of health care, shortage of jobs, and rising prices, the poor belong to […]

When you are self-employed you have no one to fall back on but yourself. More than likely, you can’t even buy a burger and a fries until you know you have earned enough to meet all your financial obligations. Heaven forbid if you lacked health insurance because you felt you couldn’t afford it. New Hampshire […]

Every American realizes the importance of having decent health care coverage for self and family, but what happens if you are an expatriate living in another country and working abroad? Perhaps you are self-employed and you work on contract work in America and aboard. Let’s face it there are many Americans who have to go […]