Sole Proprietors and Healthy NY A sole proprietor, according to Healthy NY is defined as the sole owner and the only employee of a business. The business structure does not matter, it could be a corporation, LLC, or D/B/A. However, you will not be eligible to apply as a sole proprietor if you have any employees […]

Self employed health insurance may be overwhelming especially during these tough times. Fortunately, there are a number of things you can do in order to make your health insurance premiums more affordable once you choose an appropriate health insurance plan. Some of the steps discussed involve opting out of certain coverage, others call for increasing […]

A group insurance plan, like the ones offered by an employer is the most affordable health insurance plan you can find. If you are given this choice, then you should seriously consider taking it. With this option, you can often include your spouse and children under the plan. However, you will be on your own […]

Health Insurance Plan of Greater New York (HIP) is a company member of the EmblemHealth group. It is a non-profit health insurance service corporation formed under Article 43 of the New York Insurance Law and under Article 44 of the New York Public Health Law, it is certified to operate a Health Maintenance Organization. HIP […]

Many of you may be wondering what your insurance options are especially if you belong to any of the following categories: Self-employed Out of work Have an employer who doesn’t offer insurance Unfortunately, health insurance outside of work is often very expensive. The following are ways to help you find an affordable health insurance to […]

Self-employed people are used to making decisions for themselves. Several options are available for those seeking self-employed health insurance. Deciding which plan to apply for can be difficult. The following guide can help you decide which self-employed health insurance plan is ideal for your family. Individual and Group Health Insurance Group health insurance premiums are […]

The Health Care Reform Act of 2000 gave rise to Healthy New York. Healthy New York subsidizes health insurance for individuals, sole proprietors, and small businesses. Healthy New York’s goal is to provide insurance coverage to those who may not afford it by providing more affordable health care. There is no minimum income requirement to […]

The New York State Insurance Department is tasked to supervise and regulate insurance business operations including all health insurance programs in the entire state. Meanwhile, the New York State Department of Health is in charge of all individual programs to ensure that the health needs of residents are met. Child Health Plus This New York […]

There is a wide variety of health insurance plans available in the US. however, choosing a plan should not be determined by cost alone. To sufficiently protect your loved ones and save money you should look for plans that matches your family’s needs adequately. Here are ten suggestions to help you get an affordable health […]

A recent report by the United States National Survey on Drug Use and Health showed that more than 45 million American adults (roughly 1 in 5) suffered some form of mental illness the past year. The survey also found that mental illness was more prevalent in adults aged 18 to 25 than among those aged […]