Health insurance premiums no matter what health plan you have is spent on two things:on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According to […]

  Healthy NY is a New York healthcare program designed to provide coverage to financially challenged individuals, sole proprietors, and small business owners. This allows qualified NY residents to be covered under a comprehensive NY health insurance program at affordable rates. Through the Healthy NY program, individuals can provide adequate coverage for themselves and their […]

He is the genius behind the iPod, iPad, iPhone and Pixar (among others). He redesigned technology into something that people can enjoy using without requiring extensive knowledge in technology and programming. He made what used to be ordinary things into a phenomenon. He saved Apple when it was struggling and managed to make Apple one […]

Healthy NY membership is monitored through the three different client groups they have: individuals, sole proprietors, and small business groups. There are 14 health insurance carriers providing coverage under the Healthy NY program:           Aetna Easy Choice CDPHP Empire Excellus GHI (HMO & EPO) HIP Health Net Health Now Independent Health […]

Every year Healthy NY conducts a survey to check how members feel about being part of this health insurance NY program. This information is included in their annual report. The survey was conducted by Burns & Associates, Inc. (B&A) during the summer of 2010. The survey was given to 12% of sole proprietors and working […]

Healthy New York, a state-run health insurance program that provides inexpensive health insurance coverage to low-income residents is now in its 10th year. This program is open to individuals, sole proprietors, and small business owners. But there are eligibility requirements that apply to qualify. As of the latest count (Sept 2010), the Healthy New York […]

Healthy New York has launched two pilot projects – HealthCore which is designed for individuals and small business owners in Central New York and Brooklyn HealthWorks for small businesses in Brooklyn. HealthCore is a pilot project of Healthy New York that aims to provide health and insurance coverage to working individuals, students sole proprietors, and […]

The New York State Department of Health has issued a warning to the public last week to take precautionary measures against disease carrying mosquitoes. The presence of mosquitoes in New York was triggered by the recent flooding in various parts of New York. The harm that mosquitoes can bring should not be taken lightly. Maggie […]

The Affordable Care Act (ACA) aims to make health insurance available to every American. Because of this, states are mandated to set up their own health care exchange. If not, the federal government will set up the exchange for them. Health insurance exchanges will allow residents to clearly see their health insurance options through a […]

Supporters of the health care reform in New York are worried that the state will miss the deadline for funding the start up costs of establishing a New York health insurance exchange. The health care reform requires states to establish their own health insurance exchange by 2014 where residents can choose from a wide selection […]