Since the health care reform was signed into law in March 2010, a lot of speculations had come out as to what we could expect will happen to the self employed health insurance system. This adds to the uncertainties that self employed individuals face. But as time passes and some provisions have already been established, […]

Children are one of the people who need regular medical attention from recommended booster shots to regular check-ups. Parents who are struggling with providing their kids with medical and insurance coverage are also having a dilemma whether to have their kids covered in their policy (which drives up their premium rate) or to apply for […]

Are you new in New York and at a loss in applying for a New York health insurance coverage? New York offers you a wide selection of individual plans, self employed health insurance and state-subsidized health care programs. Each state is governed by their own state laws. The good news is, New York is one […]

If you are a senior where do you turn to for a New York health insurance coverage? Senior citizens – those aged 65 and older usually get their health insurance from Medicare. Medicare is a federal health insurance program that provides medical and insurance coverage to citizens who are at least 65 years old. There […]

The Patient Protection and Affordable Care Act has required medical and insurance providers as well as employers to make a way for consumers to easily understand their health insurance options. The health insurance information should be done in a way that any average American could comprehend what each health and insurance plan is about and […]

If you are a New York state resident and are looking for a New York health insurance option, you might want to consider Excellus Blue Cross Blue Shield. Excellus is a health insurance provider operating throughout New York. Their main headquarters is in Rochester, NY but they have a headquarters in each region: Central New […]

It is challenging for self employed individuals to apply for a health insurance coverage because they are on their own. And they have to deal with it along with daily business operations. The changes that the health care reform brings, adds to the uncertainty that self employed individuals face. When the health care reform was […]

The thought of uncertainty in self employed health insurance can be a deterrent to those who are planning to be sole-proprietors or independent contractors. The number of Americans without medical and insurance coverage have greatly increased to 50 million (as of 2010) and a big part of these are new self employed individuals. Being self […]

A lot has been said about the health care reform. It means different things to different people. There are some who look at it as the start of catastrophic problems in our health care system but some look forward to it to solve their health and insurance concerns. To self employed individuals, the health care […]

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]