Shop New York Health Insurance Companies in all 62 Counties.

New York State is home to a variety of health insurance companies that offer a wide range of plans to meet the diverse needs of its residents. These companies provide coverage options for individuals, families, and small businesses, ensuring access to quality healthcare services.

How to Compare New York Health Insurers:

When choosing a NY health insurance carrier in New York, it’s essential to consider several factors to ensure you select the best plan for your needs. Here are some key points to help you compare NY health insurers:

1. Check Coverage in Your County

   • Ensure the carrier operates in your New York county. This is crucial because not all insurers provide coverage in every county.
   • Verify that the insurer’s network includes the doctors, hospitals, and labs you prefer. Having access to your preferred healthcare providers can significantly impact your overall satisfaction with the plan.

2. Review Star Quality Ratings

   • Consider the star quality ratings provided by Centers for Medicare & Medicaid Services (CMS). These ratings reflect the overall quality of the plans based on factors such as member experience, medical care, and plan administration.
   • You can find these ratings on healthcare.gov. Higher-rated plans generally indicate better performance and member satisfaction.

3. Evaluate Plan Benefits and Affordability

   • Review the benefits offered by the NY insurance plans to ensure they meet your healthcare needs. Look for coverage options that include essential services such as preventive care, prescription drugs, mental health services, and specialist visits.
   • Assess the affordability of the plans by comparing premiums, deductibles, co-pays, and out-of-pocket maximums. Choose a plan that fits your budget while providing the necessary coverage.

4. Consult the NY Consumer Guide to Health Insurers

   • The NY Consumer Guide to Health Insurers is a valuable resource that provides insights into the performance of insurance carriers in New York.
   • Review the guide to see complaints filed against the companies, as well as appeals. This information can help you identify potential issues with customer service, claims processing, and overall satisfaction.

5. Consider Plans on the NY State Exchange

   • The NY State Exchange is the only option for obtaining tax subsidies and tax credits for health plans. These financial benefits can significantly reduce the cost of your coverage.
   • By enrolling in a plan through the NY State Exchange, you can take advantage of these subsidies and credits, making your plan more affordable.
   • Ensure the plans offered on the exchange meet your healthcare needs and provide access to your preferred healthcare providers.

By considering these factors, you can make an informed decision when selecting a medical insurance provider in New York. Taking the time to compare insurers will help ensure you choose a plan that meets your healthcare needs and provides the best value.

New York Health Insurance Carrier Listing

Use the following link for a complete listing of All Health Insurance Carriers in the USA. For specific information on companies doing business in New York, use the following list:

	Individual and Family Plans	Medicare	Medicaid	NY Essential Plan	Child Health Plus	Group Health Insurance	Multi-State Network of Doctors and Hospitals	Telemedicine	Wellness Programs	On the NYSOH Exchange
Affinity by Molina						X	X
Anthem BCBS							*
Anthem BC							*
Capital District Physicians Health Plan
Emblemhealth							*
Excellus BCBS							*
Fidelis Care						X	X
Healthfirst Health Plan						X	X
Highmark BCBS						X	*
Highmark BC						X	*
Independent Health						X	X
Metroplus Health Plan						X	X
MVP Healthcare							*
Oscar Health		X	X	X	X	With Cigna	*
United Healthcare							*
Univera Healthcare							X