You are operating a business and it is just you, a single gentleman or maybe even a single woman. You are very savvy within the business community, after years of being employed with a large corporation.  Never once in all the years of being an employee, did you have to give a thought to medical […]

NY Post reports that in line with the health care reform, 24% more New York residents will join the Medicaid system. As of now, there are already 5 million residents in the program. If you add the 24%, membership will increase to 6 million. Right now there are many residents who are eligible for coverage […]

Health insurance can be very expensive but forgoing health care coverage can be even more costly. The state of New York has various state-subsidized healthcare programs to ease the financial burden of acquiring coverage. If you’re looking for inexpensive health insurance you might want to check the state health care programs that New York has […]

Empire,  has made an announcement to brokers that effective April 1st of next year, they will be limiting the plans they will offer to small groups. This will mean that small groups will be left with the more expensive and less popular health insurance plans.  Empire is also expected to cut brokers’ commissions. They have […]

After much debate, State Financial Services Superintendent Benjamin Lawsky happily announced that 6 insurers have agreed to make available to the public the details of their rate increase application.  These insurers namely Aetna Health, EmblemHealth, Empire HealthChoice, Excellus Health Plan, and HealthNow cover 2.4 million residents. This equates to 85% of the New York health […]

This October, the National Breast Cancer Awareness Month is celebrating their 25th year. Their fight continues as about 39,520 women have died from breast cancer as of a 2011 record. But their efforts are rewarded as more than 2½ million American women survive breast cancer. In New York, there are more than 14,000 new cases […]

It had been reported last week that New York health insurance providers are proposing to increase their premiums and they are fighting so hard to keep the details hidden from public knowledge even as officials and consumers are urging them to make this information available to the public. Providers have reasoned that divulging the details […]

Health insurance premiums no matter what health plan you have are spent on two things: on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According […]

The New York State Department of Health has issued a warning to the public last week to take precautionary measures against disease carrying mosquitoes. The presence of mosquitoes in New York was triggered by the recent flooding in various parts of New York. The harm that mosquitoes can bring should not be taken lightly. Maggie […]

The Affordable Care Act (ACA) aims to make health insurance available to every American. Because of this, states are mandated to set up their own health care exchange. If not, the federal government will set up the exchange for them. Health insurance exchanges will allow residents to clearly see their health insurance options through a […]