Under the HIPAA Act of 1996 there are certain extenuating circumstances which can cause the loss of eligibility for coverage. This is a disconcerting event; however it does occur even though it is very rare. Some of the reasons responsible that can trigger the loss of health insurance coverage are the following. 1.               Marriage separation […]

The State of health care affordability in the USA is dismal at best.  Nearly 50 million American have no insurance or are underinsured at the present time. Though this bleak situation affects men and woman alike, the brunt of the problem is that more woman find themselves uninsured or underinsured.  Though on the whole, both genders share […]

A PPO, or more commonly referred to as a Preferred Provider Organization, is similar to an HMO or Health Maintenance Organization in many aspects. The personal freedom to choose and visit with the physician of your choice. The physician must be enlisted within the program guidelines. Stay within your provider network and your co-insurance will […]

Obama’s Reform and how it will Affect Individuals and Health Insurers Alike. The state of healthcare in America is in dire straits, 47 million Americans are without any healthcare at this time and many more are under-insured.  Unlike any other industrial country in the Western hemisphere, the United States is the only country without universal […]

Helping the working public remain healthy in New York is at best a most daunting task. It takes time, perseverance and diligence to continuously monitor any illness that may affect the mass public. The State of New York has an innovative and unique internet site, offering many helpful suggestions for any resident with unanswered questions. […]

There are thousands of self-employed Hoosiers who are going without health insurance coverage. All personal insurance care policies in Indiana are medically underwritten, which means there is no guaranteed issue for personal and family policies. Based on the answers you give on your application for health insurance, the underwriters will allow insurance companies to evaluate […]