The thought of uncertainty in self-employed health insurance can be a deterrent to those who are planning to be sole proprietors or independent contractors. The number of Americans with health insurance coverage has greatly increased to 50 million (as of 2010) and a big part of these are new self-employed individuals. Being self-employed doesn’t mean […]

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]

Do you have breast, cervical, colorectal or prostate cancer and you’re looking for inexpensive New York health insurance? There’s help for you. Medicaid offers comprehensive health coverage to individuals who need cancer treatment but are ineligible for Medicaid through the program Medicaid Cancer Treatment Program (MCTP). Applicants will go through screening and diagnosis by the […]

One of the challenges of being a self-employed individual is to acquire your self-employed health insurance. But there is one option self-employed individuals can consider – the Freelancers Union. Their mission is to promote the interests of freelance workers through advocacy, education, and service. Independent workers include freelancers, consultants, temps, part-timers, contingent employees, and self-employed […]

The Affordable Care Act promises expanded health insurance coverage to all Americans by making health care more affordable and by reducing discrimination in health care. But despite this effort, individuals and families with income more than 138% above the federal poverty level will have a hard time affording health and insurance. They’ll find themselves ineligible […]

Much of the healthcare reform provisions have not yet been implemented, but small business owners are already bracing themselves for the changes. They are considering ways to cope with the new law without hurting their business. Up until now, it is still uncertain as to how exactly insurance for self-employed will be affected. But these […]

The health insurance coverage costs trend was expected to go up at least 8.5% in 2012. According to a PWC study, the increase can be attributed to these 3 accelerators: Provider consolidation continues, Cost-shifting from Medicare and Medicaid increases, and Post-recession stress builds up in the workforce. The medical cost trend is the projected movement […]

Obesity has become a serious health concern across America. In fact, obesity comes second to tobacco as the leading preventable cause of death. It is a serious threat because overweight and obesity lead to other serious diseases that will shorten the younger generation’s lifespan such as high cholesterol, heart disease, Type 2 diabetes, High blood […]

The health care reform is a federal law that will affect the healthcare system across America. However, the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance coverage exchange. The good news is that the government allows states to make their own system […]

Family health plus is a low-cost insurance that is offered through the state entities of New York State to all young families requiring health insurance coverage. All individuals who make the time to fill out the application will walk away a very satisfied insurance subscriber with the knowledge they are now covered for most medical […]