Through The Patient Protection and Affordable Care Act, states are expected to set up their own health insurance exchange which is a marketplace where consumers can easily find health insurance plans and compare the rates. This exchange is set to begin on January 1, 2014. To plan and aid in the establishment of the marketplace, […]

After much debate, State Financial Services Superintendent Benjamin Lawsky happily announced that 6 insurers have agreed to make available to the public the details of their rate increase application.  These insurers namely Aetna Health, EmblemHealth, Empire HealthChoice, Excellus Health Plan and HealthNow covers 2.4 million residents. This equates to 85% of the New York health […]

Health insurance premiums no matter what health plan you have is spent on two things:on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According to […]

The New York State Department of Health has issued a warning to the public last week to take precautionary measures against disease carrying mosquitoes. The presence of mosquitoes in New York was triggered by the recent flooding in various parts of New York. The harm that mosquitoes can bring should not be taken lightly. Maggie […]

The Joint Commission has released their report that lists top performing hospitals across the country. The Joint Commission accredits health care providers in America. The report was based on how hospitals used evidence-based processes that yields positive patient outcomes. This is an annual report but this year’s report gives an unexpected outcome. The list did […]

A recent study by the New York Health State Foundation has shown that nearly 15% of all hospital admissions in New York results to readmission. Infections acquired from the hospital or premature discharge, poor planning in terms of the patient’s prescription and poor coordination among patient, health care provider and insurer and failure to see […]

New York offers a diverse range of health insurance options for residents of all walks of life. New York is one of the very few states that have generous health insurance guidelines. The New York Department of Health has various health care programs for low-income individuals and families, working individuals and sole-proprietors and even those […]

According to the United States HIV and AIDS statistics summary, more than 1 million Americans are living with Human Immunodeficiency Virus (HIV). HIV is not limited to adults. In 2008, there were 4,043 children reported with HIV. HIV is a virus that attacks the immune system and unlike other viruses our immune system cannot fight […]

A lot of times, you as consumers are advised to know what you’re purchasing. When it comes to New York health insurance plans, how do you choose one particular plan from unlimited choices you see online? Articles tell us that we should first know what the plan is about in terms of benefits, cost-sharing, payment […]

Children are one of the people who need regular medical attention from recommended booster shots to regular check-ups. Parents who are struggling with providing their kids with medical and insurance coverage are also having a dilemma whether to have their kids covered in their policy (which drives up their premium rate) or to apply for […]