Are you new in New York and at a loss in applying for a New York health insurance coverage? New York offers you a wide selection of individual plans, self-employed health insurance coverage, and state-subsidized health care programs. Each state is governed by its own state laws. The good news is, that New York is […]

Where do you turn to for a New York health insurance coverage if you are a senior? Senior citizens – those aged 65 and older usually get their health insurance from Medicare. Medicare is a federal health insurance program that provides health insurance coverage to citizens at least 65 years old. There is no income […]

The Patient Protection and Affordable Care Act has required medical and insurance providers as well as employers to make a way for consumers to easily understand their health insurance options. The health insurance information should be done in a way that any average American could comprehend what each health and insurance plan is about and […]

Did you know that you can still apply for Medicaid even when your income is over the Medicaid limit? With the New York health insurance department, you can apply for the Medicaid Excess Income Program or otherwise known as the “Medicaid Spend-down Program” or the “Medicaid Surplus Income Program” as long as you meet the […]

New York health insurance department has a special program designed to help seniors with their prescription drug expense – Elderly Pharmaceutical Insurance Coverage (EPIC. This is a supplementary coverage that is used to augment their drug coverage. Seniors usually use EPIC with their Medicare part D plans. Being enrolled in the EPIC program can save […]

The health care reform is a federal law that will affect the health care system across America. But the changes implemented are not uniform to all the states. The new law pushes for states to create their own health insurance exchange. The good news is that the government allows states to make their own system […]

HIP insurance had its beginnings as a form of group insurance plan for those employed in New York City, New York just after the finality of World War II. There was also a branch that was started in Westchester shortly after the success of the insurance plan that was begun with the employed in New […]

If you have a specific concern or question about health insurance in the state of New York there is one place you can go for help. That is the Health Insurance Resource Center. A New York state sponsored web site where any consumers can visit to find out about any aspects of what is available […]