You are operating a business and it is just you, a single gentleman or maybe even a single woman. You are very savvy within the business community, after years of being employed with a large corporation.  Never once in all the years of being an employee, did you have to give a thought to medical […]

Empire Blue Cross and Blue Shield is an independent licensee of Blue Cross and Blue Shield which is a major health plan association. They have about 5 million members in New York and across the US. The Blue Cross and Blue Shield Association has been in existence for 80 years and has grown to 39 […]

Health insurance premiums no matter what health plan you have are spent on two things: on medical costs and administrative costs. The part of your premium that goes to your medical services is called the medical loss ratio. The higher the medical loss ratio of a health insurance company, the lower their profit is. According […]

He is the genius behind the iPod, iPad, iPhone, and Pixar (among others). He redesigned technology into something that people can enjoy using without requiring extensive knowledge of technology and programming. He made what used to be ordinary things into a phenomenon. He saved Apple when it was struggling and managed to make Apple one […]

Oxford Health Plans Inc. was founded in 1984 and originally offered New York health insurance plans. It became a United Health Care Company through a merger in 2004. Being part of the country’s largest single health insurer empowered Oxford to give better health care services to its members. Today, they are providing health insurance to […]

MVP Health Care, Inc., works as a family of companies providing a wide range of health care plans and programs in New York, Vermont and New Hampshire. Today, over 750,000 members trust MVP for their health insurance needs.  They also have 330,000 members in Greater Rochester.  MVP boasts of promoting a personalized approach to care. […]

Health Insurance Plan of New York or better known as HIP began in 1940 as a group organization offering prepaid health insurance plans to residents of New York.  After fifty-five years, they have grown to be among the top health insurance providers in the state of New York and the largest Health Maintenance Organization. Today, […]

Group Health Incorporated (GHI) was founded in 1937 as a non-profit healthcare provider in New York. They started as the Group Health Association of New York which was a small cooperative. As time passed and more subscribers joined them, they became the Cooperative Health Association of New York then Group Health Insurance. It was in […]

Excellus Blue Cross Blue Shield is a nonprofit holding company headquartered in Rochester New York providing health insurance coverage to 1.8 million individual members today with their 6,000 New York employees. Their history goes back to 1932 when the Blue Cross organization was founded. They were previously known as BlueCross BlueShield of Central New York, […]

Empire was founded in 1934 as a New York-based hospital insurance provider. They are a subsidiary of WellPoint, Inc., the largest publicly traded health benefits company in the country based on membership.  Empire has been providing health care benefits for 75 years.  They are covering more than 35 million members across 14 states together with […]