The self-employed and the small business proprietor come in many shapes and sizes. Health, though important does take a back seat to operating a business by a sole proprietor. The search is long and difficult and with so many health plans out on the market today it will take time to research and decide which […]

In New York City, New York which is one of the few municipalities that actually track the self-employed entrepreneur, there were approximately 810,000 at any one time hustling and bustling within Manhattan. This same trend seems to be a growing phenomenon throughout the country as well, which leaves many in search of or without a […]

Unfortunately, the burdens of governmental laws and regulations have made medical insurance expensive and somewhat difficult to obtain. Living in New York a self-employed entrepreneur has some options and maybe you owe it to yourself to explore each and every one of them. Recent changes in our health care system will aid a variety of […]

Acquiring medical insurance among the self-employed independent business owners is one of the major concerns they all face.  Health care cost in general have sky rocketed over the past few years making the search for a comprehensive and affordable policy next to impossible for the self-employed. Unfortunately even many employers are eliminating coverage for their […]

The Independent Order of Foresters is what is called a friendly society.  A friendly society is a mutual society, or a fraternal organization.  The main purpose of these organizations is to provide life and health insurance. In earlier times before the modern insurance companies, it was the friendly societies that provided benefits to their communities.  […]

Basically there are two types of disability insurance that a self-employed individual would consider in his or her overall health care package.  The first type of disability is short-term disability and the second is long-term disability. The waiting period to get on either is different.  With short-term disability a self-employed individual would be able to […]

Traditionally America has been driven by small businesses providing local employment.  Small businesses are the main stay in towns and villages across America.  They provide the basic necessities of life such as clothing, food, entertainment, fuel, home renovating, garden tools, and more.  Small businesses and the self-employed individuals who run them are vital to the […]

Health insurance costs are on the rise while growth and employment is at an all time low.  There is no secret that the US economy, is suffering during these recession times.  The same holds true for other global economies as well. However, most western economies have a universal system for medical care, which is funded […]

Talk of the new health care tax in order to revamp the current system has been debated since the federal government introduced the proposal.  The American public is torn on the issue.  President Obama views this state of affairs as being healthy and part of the democratic way.  He does not see debate or controversy […]

Our system governing medical health insurance providers has reached a plateau of which there conceivably is no return. Though an adequate system for those who are able to partake, the vast majority are dissatisfied with the rising costs annually and with monthly premiums and receiving very little in return. The creative and aspiring entrepreneur today […]