Thinking about taking the next step and becoming self-employed while living within the borders of New York State. In an economy that is sliding downward, this is no easy task to accomplish. Will you be working solo or will the type of business you are interested in require a few extra set of hands? It […]

Being self employed denotes many good feelings of accomplishment to many individuals and rightfully so. The whole concept of no longer taking orders, but making decisions for the betterment of your own future entices many to make the transition. This is all well and good, but what happens when you have an unforeseen accident and […]

There are currently about 800,000 self employed living and working within the borders of New York. Like the many corporations they too need to find affordable health insurance coverage for themselves and their employees. Though there are a variety of insurers and plans to choose from the HRA’s or Health Reimbursement Accounts seem to be […]

Health officials across the country are concerned with the conditions of our fresh water supply and especially the tap water that we drink. Pesticides and pollution of all kinds pass through aged and faulty filter systems across the country and in turn Americans are turning on the taps and drinking this pollution by the gallons.  […]

Everyone is aware of the health risks due to smoking, yet many people are still finding it hard to kick the habit. Tobacco, and second hand smoke, is both the leading cause and most preventable causes of death in the United States, putting a strain on our health care system. Today, many small business owners […]

With all the medical insurance companies that work within the state of New York, one would be led to believe that finding the right medical insurance coverage would be an easy proposition. Yet, there are more medical health care companies than any individual would have the time or, patience to research. Almost all of the […]

Life in general for you and your family has been going along fine. Your wife’s parents have recently moved in with you, and you need to help them find additional medical coverage for their unfortunate failing health. Where do you even begin to search to find adequate individual health insurance provisions for them?  Your mother […]

Locating affordable health insurance for yourself and your family is easy. Are you a single mother employed part-time to make ends meet? Perhaps you have medical insurance coverage through your place of employment. Does your employer’s medical insurance cover you and your family, or is it limited to only you the individual. Though most employers […]

Health insurance premiums over the past ten to twenty years have been rising consistently. Living expenses in general have been on a steady up swing for about the past ten years. Heating expenses, water and sewage, telephones, paid television services, groceries at your local supermarket, electrical utilities and especially gas. The rise has been absolutely […]

Most people are employed in companies and enrolled in an insurance plan with the structure based on the place of employment. This system works well and has worked well for many years. There are also those employees who are mandated to share the cost of rising health care with their employers. Then there are those […]