The state of New York is researching the possibilities of changing and rearranging the insurance procedures in relation to better, more affordable coverage for all residents in the New York area.  Now this new language is subject to the approval and passage through the State Legislature before it becomes final and is passed along to […]

There are many insurance companies in New York offering a wide range of services to families and individuals. Personal policies vary widely though because of strong competition. Once only offered as reactive, most have made the shift over the years to accommodating proactive care. Creating a stable base for the future. Creating a state wide […]

There are thousands of self-employed Hoosiers who are going without health insurance coverage. All personal insurance care policies in Indiana are medically underwritten, which means there is no guaranteed issue for personal and family policies. Based on the answers you give on your application for health insurance, the underwriters will allow insurance companies to evaluate […]

I’m Self-employed; Can I Insure Myself with Health Coverage? As any self-employed individual knows, health plan rates are very high. You may be paying for health coverage that you will rarely even use. Some self-employed people decide to invest in themselves, rather than making the insurance companies rich. It often makes more sense to invest […]

Self Employed Health Insurance Carriers The role of self-employed health insurance carriers is to collect premiums each month in return for the guarantee that the benefits stipulated in the health insurance plan will be paid out on time. Each health insurance carrier must remain solvent, which means they must be able to collect enough premiums […]

About 470 health insurance carriers are members of a corporation called the MIB group, Inc. The MIB (Medical Information Bureau) is a database that has been in existence for over a century. Founded in 1902, the MIB collects information on everyone that has health insurance (with insuring members of MIB) in the United States and […]

HMOs (Health Maintenance Organizations) are usually less expensive than other types of health insurance plans. There are benefits and disadvantages to most everything in life; this indeed holds true with health insurance for self-employed people who have HMOs. As already stated, HMOs are less expensive, which is why most people select an HMO in the […]

It doesn’t matter how a baby arrives. The baby can be adopted, or naturally born to the mother. The child can be born in the marriage union, or out of wedlock. Health insurance companies do not discriminate against babies, no matter how they come into the world. Single fathers who want to add their children […]

During these hard economic times, the need for health care is paramount. New Yorkers range from the very rich to the very poor and generally speaking New York state health insurance rates are much higher than other states. With the high cost of health care, shortage of jobs, and rising prices, the poor belong to […]