Today there are fewer employers, both large and small, offering the added benefit of group low cost health insurance to new employees? After World War II, adding low cost health insurance to the employment incentive program was a creative and very ingenious way to lure new employees to their firms. The ability to offer more […]

The continued rising cost of health insurance premiums and related health care services remain an unpleasant fact. We just managed to claw our way through months and months of bitter debate all in the name of reducing the cost of annual health insurance policies and the cost of medical health care for the mass population. […]

Are you aware of what is going to happen with Medicare when this new health care reform bill is in full effect? Like everyone, other citizen in the population your medical needs will be limited and much of the prescription medication you are accustomed to will be replaced with another prescription medication that is less […]

Having one or more pre-existing conditions may not seem very serious to most individuals, but it can be very serious to those who suffer and must live their lives with them. Obviously, not all pre-existing health care conditions are life threatening, but there are many that are. Most health insurance providers include health care riders […]

The health care reform bill has upset many of the citizens and the various states with rules and laws that go beyond what is considered reasonable. One of the main provisions of this new health care reform bill is the simple fact that the government is mandating every individual to purchase a government sanctioned affordable […]

How does an entire country provide affordable health insurance coverage for all citizens at the lowest possible cost without considering the aspect of rationing health care? When you do a little research of other countries who already have rationing in the health insurance and health care system you will get a better understanding of what […]

Do you have a mother or father or other relative currently residing in a nursing home because of a long-term illness, like Alzheimer’s disease? Parents or other relatives who require so much medical health care assistance they can no longer remain in their own home. Under the new health care reform, there are no health […]

Unfortunately, for the mass population of we the people, the government is looking in the wrong direction for a view into the future of the health insurance industry and the health care medical physician’s ability to continue forward. The government is looking to the health care model in Massachusetts, which is a known dismal failure. […]

Currently, emergency rooms at community hospitals in the major cities are perpetually over crowded due to individuals who lack a health insurance policy and are not able to walk into any medical health care physician’s office. At one time, not that long ago, individuals could call and make an appointment with a medical health care […]

The main premise to recalculating the health care system from coast to coast was to lower the cost of health insurance premiums while increasing the availability of the medical health care for all citizens. The first part of the initial agenda was to format a one size fits all standard health insurance policy, which was […]