Are you earning a living working freelance? Are you self-employed and have five, six, or seven individuals on your payroll? Is finding affordable health insurance almost next to impossible? You must be very frustrated by now and yet continue to search for that one insurance policy that will suit the needs of yourself, your family, […]

Relief for the self-employed is agonizingly slow in materializing, but they are coming to fruition. We already are aware of how medical expenses can add up quickly. Life for the individual entrepreneur has been difficult at times. In the current form only expenses exceeding the 7.5% adjusted gross income were deductible. At that it is […]

The self-employed from the state of California will go with the private health insurers licensed in that state, they are Aetna, Anthem Blue Cross, Blue Shield of California, Celtic Ins. Co. Health Net, Cigna Health Care of California, Kaiser Permanente of Ca, Western Health Advantage, Sharp Health Plan, and PacifiCare. The U.S, Health News reported […]

At present there is the concern for affordable health care for all Americans.  Small business people and the self-employed are faced with expensive private insurance companies that charge exorbitant premiums for self-employed and small businesses. The self-employed and the small business owner are currently in a precarious position, one the one hand, unable to pay […]

One way of keeping health insurance costs down is to practice preventive medicine.  When people do their part to prevent illnesses from happening they in turn, help not only themselves from becoming sick, they prevent contagious diseases from affecting their family, co-workers, and the community at large.  Prevention can save money for doctor visits and […]

Unfortunately, the burdens of governmental laws and regulations have made medical insurance expensive and somewhat difficult to obtain. Living in New York a self-employed entrepreneur has some options and maybe you owe it to yourself to explore each and every one of them. Recent changes in our health care system will aid a variety of […]

Acquiring medical insurance among the self-employed independent business owners is one of the major concerns they all face.  Health care cost in general have sky rocketed over the past few years making the search for a comprehensive and affordable policy next to impossible for the self-employed. Unfortunately even many employers are eliminating coverage for their […]

The Independent Order of Foresters is what is called a friendly society.  A friendly society is a mutual society, or a fraternal organization.  The main purpose of these organizations is to provide life and health insurance. In earlier times before the modern insurance companies, it was the friendly societies that provided benefits to their communities.  […]

Basically there are two types of disability insurance that a self-employed individual would consider in his or her overall health care package.  The first type of disability is short-term disability and the second is long-term disability. The waiting period to get on either is different.  With short-term disability a self-employed individual would be able to […]

Traditionally America has been driven by small businesses providing local employment.  Small businesses are the main stay in towns and villages across America.  They provide the basic necessities of life such as clothing, food, entertainment, fuel, home renovating, garden tools, and more.  Small businesses and the self-employed individuals who run them are vital to the […]