About 470 health insurance companies are members of a corporation called the MIB Group, Inc. The MIB (Medical Information Bureau) is a database that has been in existence for over a century. Founded in 1902, the MIB collects information on everyone who has medical insurance (with insuring members of MIB) in the United States and […]

Health insurance companies cannot discriminate against you for your medical conditions. They cannot discriminate against you for racial, gender, or for reasons of your age. Most states don’t allow insurance providers to cancel your health insurance for the self-employed for any medical conditions that you may develop after your policy is in force. For example, […]

HMOs (Health Maintenance Organizations) are usually less expensive than other types of health insurance plans. There are benefits and disadvantages to most everything in life; this indeed holds true with health insurance for self-employed people who have HMOs. As already stated, HMOs are less expensive, which is why most people select an HMO in the […]

It doesn’t matter how a baby arrives. The baby can be adopted, or naturally born to the mother. The child can be born in the marriage union, or out of wedlock. Health insurance companies do not discriminate against babies, no matter how they come into the world. Single fathers who want to add their children […]

Health insurance is good to have when you need it; however, when you file a claim you could be turned down on future policies. Just like with any other type of insurance, the companies want to insure people who are not a definite risk to them having to pay out any money on your behalf. […]

As more people leave their jobs working for an employer in Canada and the United States, the need arises for insurance. Self employed health insurance for the Canadian may differ slightly from health insurance for self employed people in the United States, but there are more commonalities than differences. For instance, if you are Canadian […]

Do not make the mistake of opening a new business or going into business for yourself in the state of Florida and think that you can get insured immediately. Even though you may want to take care of everything at once, the window for applying for self-employed health insurance is not open all year round. […]

Paying for your own health care sounds like an impossible task, but it isn’t. You open up a health savings account (HSA), and instead of paying premiums to a health insurance company, you would insure yourself with your own money. The money in your HSA will grow interest and go untouched until the time you […]

If you are self-employed in New York, and you have a self-employed health insurance plan, you can deduct up to 100 percent of your insurance premium from your income taxes. You will need to calculate how much of the insurance premium you can deduct. If you work as a freelancer, or you are sole proprietor […]

Access to affordable New York health insurance is a critical issue for individuals who are unemployed or earning low incomes. In New York State, several programs are specifically designed to provide coverage for those facing financial challenges. Here’s an in-depth look at the key options available to help ensure everyone has access to essential healthcare. […]